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xyo/sdk
=======

XYO Financial Official SDK for PHP

1.1.0(7mo ago)016Apache-2.0PHPPHP >=7.1.33CI passing

Since Aug 16Pushed 7mo agoCompare

[ Source](https://github.com/syniol/xyo-sdk-php)[ Packagist](https://packagist.org/packages/xyo/sdk)[ Docs](https://xyo.financial)[ RSS](/packages/xyo-sdk/feed)WikiDiscussions main Synced 1mo ago

READMEChangelog (2)Dependencies (3)Versions (19)Used By (0)

XYO Financial SDK for PHP
=========================

[](#xyo-financial-sdk-for-php)

[![workflow](https://github.com/syniol/xyo-sdk-php/actions/workflows/makefile.yml/badge.svg)](https://github.com/syniol/xyo-sdk-php/actions/workflows/makefile.yml/badge.svg) [![workflow](https://github.com/syniol/xyo-sdk-php/actions/workflows/packagist_publish.yml/badge.svg)](https://github.com/syniol/xyo-sdk-php/actions/workflows/packagist_publish.yml/badge.svg)

 [![PHP (Elephant) Mascot](https://github.com/syniol/xyo-sdk-php/raw/main/docs/mascot.png?raw=true)](https://xyo.financial)
Official PHP Mascot for XYO.Financial Generated by Adobe AI and Imagined by Syniol Limited

This SDK is official XYO.Financial and maintained by [Syniol Limited](https://syniol.com) for PHP Programming Language. The minimum requirement is PHP version: `7.1.33`. It can be utilised for Trial and Premium accounts, given that a valid API key is available to connect to and access the Enrichment services.

Quickstart Guide
----------------

[](#quickstart-guide)

First you need to install the XYO SDK for PHP ecosystem via [Packagist](https://packagist.org/packages/xyo/sdk) package management.

```
composer require xyo/sdk
```

Client is an entry point to use the SDK. You need a valid API Key obtainable from

**Create a Client**:

```
use XYO\SDK\Client;
use XYO\SDK\ClientConfig;
use XYO\SDK\Enrichment\DTO\EnrichmentRequest;

$client = new Client(new ClientConfig("YourAPIKeyFromXYO.FinancialDashboard"))
```

**Enrich a Single Payment Transaction**:

```
$enrichmentResult = $client->enrichTransaction(new EnrichmentRequest("Costa PICKUP", "GB"));

echo $enrichmentResult->merchant;
echo $enrichmentResult->description;
echo $enrichmentResult->categories;
echo $enrichmentResult->logo;
```

**Enrich Payment Transaction Collection *(Bulk Enrichment)***:

```
$enrichmentCollectionResult = $client->enrichTransactionCollection([
    new EnrichmentRequest("Costa PickUp", "GB"),
    new EnrichmentRequest("STRBUKS GREENWICH", "GB")
]);

echo $enrichmentCollectionResult->id;
echo $enrichmentCollectionResult->link;
```

**Payment Transaction Collection Status**:

```
$enrichmentCollectionStatusResult = $client->enrichTransactionCollectionStatus($enrichmentCollectionResult->id);

echo $enrichmentCollectionStatusResult->getStatus();
```

#### Credits

[](#credits)

Copyright © 2025 Syniol Limited. All rights reserved.

###  Health Score

31

—

LowBetter than 68% of packages

Maintenance65

Regular maintenance activity

Popularity6

Limited adoption so far

Community6

Small or concentrated contributor base

Maturity39

Early-stage or recently created project

 Bus Factor1

Top contributor holds 100% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~4 days

Recently: every ~14 days

Total

17

Last Release

211d ago

Major Versions

0.3.2 → 1.0.02025-08-21

### Community

Maintainers

![](https://www.gravatar.com/avatar/146cf29bb047a3add629a4de3f6b041793640e1eb2b9bcd1af7ea32f15e6939c?d=identicon)[syniol](/maintainers/syniol)

---

Top Contributors

[![syniol](https://avatars.githubusercontent.com/u/68777073?v=4)](https://github.com/syniol "syniol (4 commits)")

---

Tags

aienrichmentfinancialpayment-transactionssdkaiXYO.financialBank TransactionEnrichment

###  Code Quality

TestsPHPUnit

Code StylePHP\_CodeSniffer

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![Health badge](/badges/xyo-sdk/health.svg)

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```

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