PHPackages                             simmatrix/laravel-ach-processor - PHPackages - PHPackages  [Skip to content](#main-content)[PHPackages](/)[Directory](/)[Categories](/categories)[Trending](/trending)[Leaderboard](/leaderboard)[Changelog](/changelog)[Analyze](/analyze)[Collections](/collections)[Log in](/login)[Sign up](/register)

1. [Directory](/)
2. /
3. [Payment Processing](/categories/payments)
4. /
5. simmatrix/laravel-ach-processor

ActiveLibrary[Payment Processing](/categories/payments)

simmatrix/laravel-ach-processor
===============================

Handles direct bank transfer (ACH payment). Currently supports HSBC and UOB banks.

1.2.1(8y ago)2683MITPHPPHP ~5.5|~7.0

Since Oct 10Pushed 8y agoCompare

[ Source](https://github.com/simmatrix/laravel-ach-processor)[ Packagist](https://packagist.org/packages/simmatrix/laravel-ach-processor)[ RSS](/packages/simmatrix-laravel-ach-processor/feed)WikiDiscussions master Synced 3d ago

READMEChangelogDependencies (7)Versions (14)Used By (0)

ACH Processor for Laravel
=========================

[](#ach-processor-for-laravel)

Handles direct bank transfer (ACH payment). Currently supports HSBC and UOB banks. Generates files based on payment entries.

Acknowledgement
---------------

[](#acknowledgement)

This is built based on [Laravel COS Processor](https://github.com/chalcedonyt/laravel-cos-processor)

Install
-------

[](#install)

Via Composer

```
$ composer require simmatrix/laravel-ach-processor
```

Creating an Adapter
-------------------

[](#creating-an-adapter)

Create an adapter that implements `Simmatrix\ACHProcessor\Adapter\Beneficiary\BeneficiaryAdapterInterface`. This should translate your model into the attributes that will be used in the ACH entries. Refer to `Simmatrix\ACHProcessor\Adapter\Beneficiary\ExampleBeneficiaryAdapter` for an example.

Configuration
-------------

[](#configuration)

`php artisan vendor:publish` should publish a `ach_processor.php` into the config folder. Edit this with the configuration options for your account. Change `"beneficiary_adapter"` to the class of the adapter you created earlier.

Usage - Generating a file to upload
-----------------------------------

[](#usage---generating-a-file-to-upload)

Call the relevant `ACHUploadProcessorFactory` subclass (either `HsbcAchUploadProcessorFactory` or `UobAchUploadProcessorFactory`) and pass in your beneficiaries, config key, and the payment description.

```
$beneficiaries = TestPayment::all();
$ach = HsbcAchUploadProcessorFactory::create($beneficiaries, 'ach_processor.hsbc_mri.company_a', 'CashoutOct17');
echo $ach -> getString();
```

```
$beneficiaries = TestPayment::all();
$ach = HsbcAchIFileUploadProcessorFactory::create($beneficiaries, 'ach_processor.hsbc_ifile.company_a', 'CashoutOct17');
echo $ach -> getString();
```

```
$beneficiaries = TestPayment::all();
$ach = UobAchUploadProcessorFactory::create($beneficiaries, 'ach_processor.uob.company_a', 'CashoutOct17');
echo $ach -> getString();
```

License
-------

[](#license)

The MIT License (MIT). Please see [License File](LICENSE) for more information.

###  Health Score

29

—

LowBetter than 59% of packages

Maintenance20

Infrequent updates — may be unmaintained

Popularity14

Limited adoption so far

Community5

Small or concentrated contributor base

Maturity65

Established project with proven stability

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~13 days

Recently: every ~39 days

Total

13

Last Release

2978d ago

### Community

Maintainers

![](https://www.gravatar.com/avatar/bb1717ab9ff6795c5502dda102364a5cdbfdfd61e41b410f43fc9702da137050?d=identicon)[simmatrix](/maintainers/simmatrix)

---

Tags

achhsbcuobautomated clearing house

###  Code Quality

TestsPHPUnit

Code StylePHP\_CodeSniffer

### Embed Badge

![Health badge](/badges/simmatrix-laravel-ach-processor/health.svg)

```
[![Health](https://phpackages.com/badges/simmatrix-laravel-ach-processor/health.svg)](https://phpackages.com/packages/simmatrix-laravel-ach-processor)
```

###  Alternatives

[laraveldaily/laravel-invoices

Missing invoices for Laravel

1.5k1.3M4](/packages/laraveldaily-laravel-invoices)[aktive_merchant/aktive_merchant

Aktive-Merchant provides a common interface to process payments using multiple gateways.

15036.8k](/packages/aktive-merchant-aktive-merchant)[musahmusah/laravel-multipayment-gateways

A Laravel Package that makes implementation of multiple payment Gateways endpoints and webhooks seamless

852.2k1](/packages/musahmusah-laravel-multipayment-gateways)

PHPackages © 2026

[Directory](/)[Categories](/categories)[Trending](/trending)[Changelog](/changelog)[Analyze](/analyze)