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silentgecko/sepa
================

Creates an XML file for a Single Euro Payments Area (SEPA) Credit Transfer.

2.0.3(4y ago)014.8kMITPHPPHP ^7.4 || ^8.0

Since Nov 13Pushed 4y agoCompare

[ Source](https://github.com/silentgecko/sepa)[ Packagist](https://packagist.org/packages/silentgecko/sepa)[ RSS](/packages/silentgecko-sepa/feed)WikiDiscussions master Synced yesterday

READMEChangelog (7)Dependencies (1)Versions (16)Used By (0)

SEPA Credit Transfer
====================

[](#sepa-credit-transfer)

[![CodeStyle, Testing and Coverage](https://github.com/silentgecko/sepa/actions/workflows/php.yml/badge.svg)](https://github.com/silentgecko/sepa/actions/workflows/php.yml)[![codecov](https://camo.githubusercontent.com/a21117af5d5c71811c52bb902eb7ce616fa4105b5a51493d191e641f58459751/68747470733a2f2f636f6465636f762e696f2f67682f73696c656e746765636b6f2f736570612f6272616e63682f6d61737465722f67726170682f62616467652e7376673f746f6b656e3d4d5737384953354c3739)](https://codecov.io/gh/silentgecko/sepa)

### Installation using Composer

[](#installation-using-composer)

```
composer require silentgecko/sepa

```

### Example

[](#example)

```
$creditTransfer = new \silentgecko\Sepa\CreditTransfer();
//group header
$groupHeader = new \silentgecko\Sepa\CreditTransfer\GroupHeader();
$groupHeader->setControlSum(150.00)
        ->setInitiatingPartyName('Company name')
        ->setMessageIdentification('lkgjekrthrewkjtherwkjtherwkjtrhewr')
        ->setNumberOfTransactions(2);
$creditTransfer->setGroupHeader($groupHeader);
//payment information
$paymentInformation = new \silentgecko\Sepa\CreditTransfer\PaymentInformation;

$paymentInformation
        ->setDebtorIBAN('NL91ABNA0417164300')
        ->setDebtorName('Name')
        ->setPaymentInformationIdentification('1281543153223-3463265456')
        ->setRequestedExecutionDate('2015-01-01');

//payment
$payment = new \silentgecko\Sepa\CreditTransfer\Payment;
$payment->setAmount(100.00)
        ->setCreditorBIC('ABNANL2A')
        ->setCreditorIBAN('NL91ABNA0417164300')
        ->setCreditorName('My Name')
        ->setEndToEndId('askfjhwqkjthewqjktewrter')
        ->setRemittanceInformation('Transaction testing');

$paymentInformation->addPayments($payment);
//payment
$payment = new \silentgecko\Sepa\CreditTransfer\Payment;
$payment->setAmount(50.00)
        ->setCreditorIBAN('NL91ABNA0417164300')
        ->setCreditorName('My Name 2')
        ->setEndToEndId('askfjhwqkjthewqjktewrter')
        ->setRemittanceInformation('Transaction testing 2');

$paymentInformation->addPayments($payment);

$creditTransfer->setPaymentInformation($paymentInformation);

// default is pain.001.001.03.xsd schema format, but you can also use the newer pain.001.003.03.xsd
$painformat = 'pain.001.001.03.xsd';
$xml = $creditTransfer->xml($painformat);
//validation
$creditTransfer->validate($xml, $painformat);
```

###  Health Score

35

—

LowBetter than 79% of packages

Maintenance20

Infrequent updates — may be unmaintained

Popularity19

Limited adoption so far

Community9

Small or concentrated contributor base

Maturity76

Established project with proven stability

 Bus Factor1

Top contributor holds 59.5% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~185 days

Recently: every ~20 days

Total

12

Last Release

1798d ago

Major Versions

1.2.0 → 2.0.02021-03-18

PHP version history (4 changes)v1.0.0PHP >=5.3.3

1.2.0PHP >=5.4

2.0.0PHP >=7.4

2.0.2PHP ^7.4 || ^8.0

### Community

Maintainers

![](https://www.gravatar.com/avatar/d1d06d5005148bdb16783f6aa9bc26a905938825438c02171c7f809866ebd3ac?d=identicon)[silentgecko](/maintainers/silentgecko)

---

Top Contributors

[![perryfaro](https://avatars.githubusercontent.com/u/1935984?v=4)](https://github.com/perryfaro "perryfaro (22 commits)")[![silentgecko](https://avatars.githubusercontent.com/u/7657301?v=4)](https://github.com/silentgecko "silentgecko (14 commits)")[![bjornpost](https://avatars.githubusercontent.com/u/48628?v=4)](https://github.com/bjornpost "bjornpost (1 commits)")

---

Tags

phpxmlsepaPHP7BankingSCT

###  Code Quality

TestsPHPUnit

### Embed Badge

![Health badge](/badges/silentgecko-sepa/health.svg)

```
[![Health](https://phpackages.com/badges/silentgecko-sepa/health.svg)](https://phpackages.com/packages/silentgecko-sepa)
```

###  Alternatives

[digitick/sepa-xml

Creates Single Euro Payments Area (SEPA) XML files for the Direct Debit and Credit Transfer operations.

2836.0M12](/packages/digitick-sepa-xml)[abcaeffchen/sephpa

Generates SEPA files for credit transfers (pain.001.001.03, pain.001.002.03, pain.001.003.03, pain.001.001.09) and direct debit (pain.008.001.02, pain.008.002.02, pain.008.003.02, pain.008.001.08)

711.7M](/packages/abcaeffchen-sephpa)[perryfaro/sepa

Creates an XML file for a Single Euro Payments Area (SEPA) Credit Transfer.

1148.7k](/packages/perryfaro-sepa)[dmitrirussu/php-sepa-xml-generator

Creates an XML file for a Single Euro Payments Area (SEPA) Direct Debit Payment.

5644.0k](/packages/dmitrirussu-php-sepa-xml-generator)[bupy7/xml-constructor

The array-like constructor of XML document structure.

1337.9k](/packages/bupy7-xml-constructor)

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