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ricardokovalski/installments-calculator
=======================================

Biblioteca para calcular juros em parcelamentos.

v1.0.2(4y ago)01031MITPHPPHP &gt;=5.6CI failing

Since May 15Pushed 4y ago1 watchersCompare

[ Source](https://github.com/ricardokovalski/installments-calculator)[ Packagist](https://packagist.org/packages/ricardokovalski/installments-calculator)[ RSS](/packages/ricardokovalski-installments-calculator/feed)WikiDiscussions main Synced yesterday

READMEChangelog (4)Dependencies (4)Versions (5)Used By (1)

ricardokovalski/installments-calculator
=======================================

[](#ricardokovalskiinstallments-calculator)

 **Uma biblioteca PHP para calcular juros de parcelamentos.**

 [![Source Code](https://camo.githubusercontent.com/0007e06c8a6181af822ec27393eb3d80702d4dd28e618cb44e7b882ebe465c7f/687474703a2f2f696d672e736869656c64732e696f2f62616467652f736f757263652d7269636172646f6b6f76616c736b692f696e7374616c6c6d656e742d2d63616c63756c61746f722d626c75652e737667)](https://github.com/ricardokovalski/installments-calculator) [![PHP Programming Language](https://camo.githubusercontent.com/cab1c40991c77e8b5c990f35e62a75ab8e5e5c5c8feeb6b15c348403e218616b/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f7068702d2533453d352e362d3737376262332e737667)](https://php.net) [![Source Code](https://camo.githubusercontent.com/63a3042f2a3fc0132e24236ee6cc7ebb21ee784229cafc90e0f47f84e959e5a3/68747470733a2f2f696d672e736869656c64732e696f2f6769746875622f72656c656173652f7269636172646f6b6f76616c736b692f696e7374616c6c6d656e74732d63616c63756c61746f722e737667)](https://github.com/ricardokovalski/installments-calculator/releases) [![Author](https://camo.githubusercontent.com/13ee1d4743665be497ac24068eef02fea52c9a2ad0e8855cea8805d534ff5dad/687474703a2f2f696d672e736869656c64732e696f2f62616467652f617574686f722d407269636172646f6b6f76616c736b692d626c75652e737667)](https://github.com/ricardokovalski) [![Read License](https://camo.githubusercontent.com/074b89bca64d3edc93a1db6c7e3b1636b874540ba91d66367c0e5e354c56d0ea/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f6c6963656e73652d4d49542d627269676874677265656e2e737667)](https://github.com/ricardokovalski/installments-calculator/blob/main/LICENSE)

Sobre
-----

[](#sobre)

ricardokovalski/installments-calculator é uma biblioteca PHP que serve para calcular juros de parcelamentos.

Instalação
----------

[](#instalação)

Instale este pacote como uma dependência usando [Composer](https://getcomposer.org).

```
composer require ricardokovalski/installments-calculator
```

Uso básico
----------

[](#uso-básico)

### InstallmentCalculationConfig

[](#installmentcalculationconfig)

Para obtermos uma coleção com as parcelas calculadas, inicialmente devemos instanciar um objeto InstallmentCalculationConfig. Esse objeto requer um tipo de juros em seu construtor.

Com a classe InterestCalculation, podemos instanciar um tipo de juros qualquer, ou seja, Financial, Compound e Simple.

```
use RicardoKovalski\InstallmentsCalculator\Adapters\InterestCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculationConfig;

$interest = InterestCalculation::Financial(2.99);

$installmentCalculationConfig = new InstallmentCalculationConfig($interest);
```

Ainda no objeto InstallmentCalculationConfig, podemos modificar algumas configurações padrões, por exemplo:

```
use RicardoKovalski\InstallmentsCalculator\Adapters\InterestCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculationConfig;

$interest = InterestCalculation::Financial(2.99);

$installmentCalculationConfig = new InstallmentCalculationConfig($interest);

$interestCompound = InterestCalculation::Compound(1.99);

$installmentCalculationConfig->resetInterest($interestCompound);
```

No exemplo acima, resetamos o tipo de juros para Compound, sendo que inicialmente, InstallmentCalculationConfig havia sido instanciada com o tipo Financial.

Além de resetar o tipo de juros, podemos definir o número máximo de pacelas. Por padrão, esse número máximo de parcelas é 12.

```
use RicardoKovalski\InstallmentsCalculator\Adapters\InterestCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculationConfig;

$interest = InterestCalculation::Financial(2.99);

$installmentCalculationConfig = new InstallmentCalculationConfig($interest);
$installmentCalculationConfig->resetNumberMaxInstallments(6);
```

No exemplo acima, acabamos de resetar o número máximo de pacelas para 6.

Outras opções que temos disponível é de limitar o parcelamento em uma valor mínimo e se este estiver configurado para limitar, podemos definir o valor limite. Por padrão, já está habilitado esse limite no valor de 5.00.

```
use RicardoKovalski\InstallmentsCalculator\Adapters\InterestCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculationConfig;

$interest = InterestCalculation::Financial(2.99);

$installmentCalculationConfig = new InstallmentCalculationConfig($interest);
$installmentCalculationConfig->appendLimitValueInstallment(5.00);
```

No exemplo anterior, adicionamos mais 5.00 ao valor limite, ou seja, agora as parcelas serão calculadas até que a última parcela não seja inferior à 10.00. Caso queira que não se tenha esse limite configurado, basta desativar.

```
use RicardoKovalski\InstallmentsCalculator\Adapters\InterestCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculationConfig;

$interest = InterestCalculation::Financial(2.99);

$installmentCalculationConfig = new InstallmentCalculationConfig($interest);
$installmentCalculationConfig->resetLimitInstallments(false);
```

### InstallmentCalculation

[](#installmentcalculation)

Para obter uma coleção de parcelas calculadas.

```
use RicardoKovalski\InstallmentsCalculator\Adapters\InterestCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculationConfig;

$interest = InterestCalculation::Financial(2.99);

$installmentCalculationConfig = new InstallmentCalculationConfig($interest);
$installmentCalculationConfig->resetLimitValueInstallment(10.00);

$installmentCalculation = new InstallmentCalculation($installmentCalculationConfig);
$installmentCalculation->appendTotalPurchase(343.90);
$installmentCalculation->calculate();

$collection = $installmentCalculation->getCollection();
```

### Formatters

[](#formatters)

#### MonetaryFormatterConfig

[](#monetaryformatterconfig)

```
use RicardoKovalski\InstallmentsCalculator\Adapters\MonetaryFormatterConfig;
use RicardoKovalski\InstallmentsCalculator\Enums\IsoCodes;
use RicardoKovalski\InstallmentsCalculator\Enums\Locale;

$formatterConfig = MonetaryFormatterConfig::BRL(Locale::PT_BR);

$formatterConfig->resetLocale(Locale::EN_US)
    ->resetCurrencyIsoCode(IsoCodes::USD)
    ->resetFractionDigits(3);
```

#### MonetaryFormatter

[](#monetaryformatter)

```
use RicardoKovalski\InstallmentsCalculator\Adapters\MonetaryFormatter;
use RicardoKovalski\InstallmentsCalculator\Adapters\MonetaryFormatterConfig;
use RicardoKovalski\InstallmentsCalculator\Enums\Locale;

$formatterConfig = MonetaryFormatterConfig::BRL(Locale::PT_BR);

$decimalFormatter = MonetaryFormatter::toDecimal($formatterConfig);
$intlCurrencyFormatter = MonetaryFormatter::toIntlCurrency($formatterConfig);
$intlDecimalFormatter = MonetaryFormatter::toIntlDecimal($formatterConfig);
```

### Exemplo completo

[](#exemplo-completo)

```
use RicardoKovalski\InstallmentsCalculator\Adapters\InterestCalculation;
use RicardoKovalski\InstallmentsCalculator\Adapters\MonetaryFormatter;
use RicardoKovalski\InstallmentsCalculator\Adapters\MonetaryFormatterConfig;
use RicardoKovalski\InstallmentsCalculator\Enums\Locale;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculation;
use RicardoKovalski\InstallmentsCalculator\InstallmentCalculationConfig;

$interest = InterestCalculation::Financial(2.99);

$installmentCalculationConfig = new InstallmentCalculationConfig($interest);
$installmentCalculationConfig->resetLimitValueInstallment(10.00);

$installmentCalculation = new InstallmentCalculation($installmentCalculationConfig);
$installmentCalculation->appendTotalPurchase(343.90);
$installmentCalculation->calculate();

$collection = $installmentCalculation->getCollection();

$formatterConfig = MonetaryFormatterConfig::BRL(Locale::PT_BR);
$intlCurrencyFormatter = MonetaryFormatter::toIntlCurrency($formatterConfig);

foreach ($collection as $installment) {
    $intlCurrencyFormatter->format($installment->getValueInstallment());
}
```

Copyright and License
---------------------

[](#copyright-and-license)

The ricardokovalski/installments-calculator library is copyright © [Ricardo Kovalski](https://github.com/ricardokovalski)and licensed for use under the terms of the MIT License (MIT). Please see [LICENSE](LICENSE) for more information.

###  Health Score

24

—

LowBetter than 32% of packages

Maintenance20

Infrequent updates — may be unmaintained

Popularity9

Limited adoption so far

Community9

Small or concentrated contributor base

Maturity50

Maturing project, gaining track record

 Bus Factor1

Top contributor holds 100% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~29 days

Total

4

Last Release

1735d ago

### Community

Maintainers

![](https://www.gravatar.com/avatar/b6f26053587d0d30779f0864360da904b5227317480dc2ee00773ca8d1b7e280?d=identicon)[ricardokovalski](/maintainers/ricardokovalski)

---

Top Contributors

[![ricardokovalski](https://avatars.githubusercontent.com/u/13839909?v=4)](https://github.com/ricardokovalski "ricardokovalski (85 commits)")

---

Tags

calculationscalculatorinstallmentinstallmentsinstallments-calculatorinterestinterest-calculatorinterest-ratescalculatorinstallmentinstallmentscalculationsinterestinterest-calculatorinstallments-calculatorinterest-rates

###  Code Quality

TestsPHPUnit

Code StylePHP CS Fixer

### Embed Badge

![Health badge](/badges/ricardokovalski-installments-calculator/health.svg)

```
[![Health](https://phpackages.com/badges/ricardokovalski-installments-calculator/health.svg)](https://phpackages.com/packages/ricardokovalski-installments-calculator)
```

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