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ratespecial/equifax
===================

SDK to access Equifax Luminate, XML2 Consumer, and Opening Banking

3.1.5(1mo ago)0445↓95.2%MITPHP ^8.3

Since Mar 6Compare

[ Source](https://bitbucket.org/rscode/lib.equifax)[ Packagist](https://packagist.org/packages/ratespecial/equifax)[ Docs](https://bitbucket.org/rscode/lib.equifax)[ RSS](/packages/ratespecial-equifax/feed)WikiDiscussions Synced today

READMEChangelogDependencies (42)Versions (29)Used By (0)

### README not available

The README for this package hasn't been synced yet. View it on [GitHub](https://bitbucket.org/rscode/lib.equifax).

###  Health Score

46

—

FairBetter than 92% of packages

Maintenance88

Actively maintained with recent releases

Popularity12

Limited adoption so far

Community2

Small or concentrated contributor base

Maturity68

Established project with proven stability

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~31 days

Recently: every ~20 days

Total

27

Last Release

58d ago

Major Versions

1.0.4 → 2.0.02024-07-15

2.4.1 → 3.0.02025-10-29

2.4.2 → 3.0.12025-11-19

PHP version history (2 changes)1.0.0PHP ^8.1

3.0.0PHP ^8.3

### Community

Maintainers

![](https://www.gravatar.com/avatar/ca5040012bbec2f988e214dea0079380c527fa32ba9aa780ba0c99bb9cafa72c?d=identicon)[kpiercers](/maintainers/kpiercers)

---

Tags

equifax sdkequifax luminateequifax xml2 consumerequifax open banking

###  Code Quality

TestsPHPUnit

Static AnalysisPHPStan

Code StyleLaravel Pint

Type Coverage Yes

### Embed Badge

![Health badge](/badges/ratespecial-equifax/health.svg)

```
[![Health](https://phpackages.com/badges/ratespecial-equifax/health.svg)](https://phpackages.com/packages/ratespecial-equifax)
```

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