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nowo-tech/sepa-payment-bundle
=============================

Symfony bundle for SEPA payment management: Generate SEPA Credit Transfer (pain.001) and Direct Debit (pain.008) XML files, IBAN/BIC validation, mandate management, ISO 20022 compliance, and banking utilities

v1.2.17(2mo ago)01.3k↓46.9%[1 PRs](https://github.com/nowo-tech/SepaPaymentBundle/pulls)MITPHPPHP >=8.1 <8.6CI passing

Since Dec 16Pushed 1mo agoCompare

[ Source](https://github.com/nowo-tech/SepaPaymentBundle)[ Packagist](https://packagist.org/packages/nowo-tech/sepa-payment-bundle)[ Docs](https://github.com/nowo-tech/sepa-payment-bundle)[ GitHub Sponsors](https://github.com/HecFranco)[ RSS](/packages/nowo-tech-sepa-payment-bundle/feed)WikiDiscussions main Synced 1mo ago

READMEChangelog (10)Dependencies (27)Versions (32)Used By (0)

SEPA Payment Bundle
===================

[](#sepa-payment-bundle)

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> ⭐ **Found this useful?** Give it a star on GitHub! It helps us maintain and improve the project.

**Symfony bundle for SEPA (Single Euro Payments Area) payment management** - Generate SEPA Credit Transfer (pain.001.001.03) and Direct Debit (pain.008.001.02) XML files compliant with ISO 20022 standards. Includes comprehensive IBAN/BIC validation, mandate management, XSD schema validation, and banking utilities for European payments.

Features
--------

[](#features)

- ✅ **IBAN Validation**: Complete IBAN validation according to ISO 13616 standard
- ✅ **IBAN Utilities**: Format, normalize, extract country code, check digits, and BBAN
- ✅ **CCC to IBAN Conversion**: Convert Spanish CCC (Código Cuenta Cliente) to IBAN format
- ✅ **BIC Validation**: Validate BIC (Business Identifier Code) format
- ✅ **Automatic BIC Lookup**: Automatically look up BIC codes from IBANs (supports 8 countries)
- ✅ **Credit Card Validation**: Validate credit card numbers using Luhn algorithm and detect card types (Visa, Mastercard, Amex, Discover, etc.)
- ✅ **Identifier Generation**: Generate unique identifiers for messages, payments, and transactions
- ✅ **SEPA XML Parser**: Parse and validate SEPA XML files (Credit Transfer and Direct Debit)
- ✅ **XSD Schema Validation**: Validate XML files against official SEPA XSD schemas (ISO 20022)
- ✅ **SEPA String Sanitization**: Validate and sanitize strings according to SEPA character rules
- ✅ **SEPA Country Validation**: Validate SEPA member countries
- ✅ **SEPA Business Rules Validation**: Validate SEPA limits and business rules (amounts, dates, currencies, sequence types)
- ✅ **Export to Other Formats**: Export SEPA payment data to JSON and CSV formats, import from JSON
- ✅ **Symfony Events**: Event system for extensibility (before/after generation events)
- ✅ **Structured Logging**: Comprehensive logging for SEPA operations with PSR-3 integration
- ✅ **SEPA Mandates**: Manage SEPA Direct Debit mandates with full support
- ✅ **Credit Transfer**: Generate SEPA Credit Transfer XML files (pain.001.001.03 format) using Digitick\\Sepa library
- ✅ **Direct Debit**: Generate SEPA Direct Debit XML files (pain.008.001.02 format) using Digitick\\Sepa library
- ✅ **Array-based API**: Generate both types of payment files from simple array format
- ✅ **Object-based API**: Generate payment files using typed objects for better type safety
- ✅ **Multiple Transactions**: Support for batch payments in a single file
- ✅ **Full Validation**: Automatic validation of IBANs before XML generation
- ✅ **Type Safety**: Full type hints and strict types throughout
- ✅ **Console Commands**: CLI tools for IBAN validation, CCC conversion, and credit card validation

Installation
------------

[](#installation)

```
composer require nowo-tech/sepa-payment-bundle
```

Then, register the bundle in your `config/bundles.php`:

```