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fintecture/fintecture-sdk-php
=============================

PHP library for the Fintecture API.

2.6.1(1y ago)4468.2k↓17%7[1 issues](https://github.com/Fintecture/fintecture-sdk-php/issues)[1 PRs](https://github.com/Fintecture/fintecture-sdk-php/pulls)3MITPHPPHP >=7.2

Since Jun 24Pushed 3mo ago2 watchersCompare

[ Source](https://github.com/Fintecture/fintecture-sdk-php)[ Packagist](https://packagist.org/packages/fintecture/fintecture-sdk-php)[ Docs](https://github.com/Fintecture/fintecture-sdk-php)[ RSS](/packages/fintecture-fintecture-sdk-php/feed)WikiDiscussions master Synced 1mo ago

READMEChangelog (10)Dependencies (10)Versions (39)Used By (3)

PHP library for the Fintecture API.
===================================

[](#php-library-for-the-fintecture-api)

[![Latest Stable Version](https://camo.githubusercontent.com/08aea730bb57731b6a136ef311be88c3805916ae31e6dad5d050cce6913a1b90/687474703a2f2f706f7365722e707567782e6f72672f66696e746563747572652f66696e746563747572652d73646b2d7068702f76)](https://packagist.org/packages/fintecture/fintecture-sdk-php) [![Total Downloads](https://camo.githubusercontent.com/ab443b1d69aa4a0c56e88d7f7b57db2cae129c1dc3952085e175531f22e3f3d5/687474703a2f2f706f7365722e707567782e6f72672f66696e746563747572652f66696e746563747572652d73646b2d7068702f646f776e6c6f616473)](https://packagist.org/packages/fintecture/fintecture-sdk-php) [![Monthly Downloads](https://camo.githubusercontent.com/bd43d117c2304c0d1fd42c95b6f49709f24c60a34fe5e8458b75ceca14c165fb/687474703a2f2f706f7365722e707567782e6f72672f66696e746563747572652f66696e746563747572652d73646b2d7068702f642f6d6f6e74686c79)](https://packagist.org/packages/fintecture/fintecture-sdk-php) [![Latest Unstable Version](https://camo.githubusercontent.com/d1f4ac5eea114173eadcc4b3dcea527b1eee5a529bd20ffedaf57a02d14a1beb/687474703a2f2f706f7365722e707567782e6f72672f66696e746563747572652f66696e746563747572652d73646b2d7068702f762f756e737461626c65)](https://packagist.org/packages/fintecture/fintecture-sdk-php) [![License](https://camo.githubusercontent.com/2d6d7b628f6026001a012a4cd6c0efb3cc335dcddc2f57779a02205e4bf4c99f/687474703a2f2f706f7365722e707567782e6f72672f66696e746563747572652f66696e746563747572652d73646b2d7068702f6c6963656e7365)](https://packagist.org/packages/fintecture/fintecture-sdk-php)

Fintecture is a Fintech that has a payment solution via bank transfer available at [fintecture.com](https://www.fintecture.com/).

This library is a PHP Client for the Fintecture API.

Requirements
------------

[](#requirements)

- PHP >= 7.2

Quick install
-------------

[](#quick-install)

Via [Composer](https://getcomposer.org), with our Packagist package [fintecture/fintecture-sdk-php](https://packagist.org/packages/fintecture/fintecture-sdk-php).

This command will get you up and running quickly with a Guzzle HTTP client (v7).

```
composer require fintecture/fintecture-sdk-php guzzlehttp/guzzle
```

The Guzzle client will automatically be found with the help of `php-http/discovery` package. If you prefer to specify a custom HTTP client to use, please read the [Advanced usage](#advanced-usage) section.

Getting started
---------------

[](#getting-started)

Simple usage looks like:

```
require_once('vendor/autoload.php');

$state = ''; // it's my transaction ID, I have to generate it myself, it will be sent back in the callback
$pisClient = new \Fintecture\PisClient([
    'appId' => 'app_id',
    'appSecret' => 'app_secret',
    'privateKey' => 'private_key', // could be a file path or the private key itself
    'environment' => 'sandbox' // or 'production'
]);

$pisToken = $pisClient->token->generate();
if (!$pisToken->error) {
    $pisClient->setAccessToken($pisToken); // set token of PIS client
} else {
    echo $pisToken->errorMsg;
}

$payload = [
    'meta' => [
        // Info of the buyer
        'psu_name' => 'M. John Doe',
        'psu_email' => 'john@doe.com',
        'psu_address' => [
            'street' => '5 Void Street',
            'zip' => '12345',
            'city' => 'Gotham',
            'country' => 'FR'
        ]
    ],
    'data' => [
        'type' => 'SEPA',
        'attributes' => [
            'amount' => '550.60',
            'currency' => 'EUR',
            'communication' => 'Commande N°15654'
        ]
    ]
];

$connect = $pisClient->connect->generate($payload, $state);
if (!$connect->error) {
    $pisClient->redirect($connect->meta->url);
} else {
    echo $connect->errorMsg;
}
```

### Available options of Client

[](#available-options-of-client)

- 'appId' => 'app\_id',
- 'appSecret' => 'app\_secret',
- 'privateKey' => 'private\_key', // could be a file path or the private key itself
- 'environment' => 'sandbox' // or 'production'
- 'shopName' => 'My super shop', // don't forget to give your client a nice name (even if it's optional)

### Examples

[](#examples)

Some examples (including webhook handling) are available in the [*examples* folder](https://github.com/Fintecture/fintecture-sdk-php/tree/master/examples).

Advanced usage
--------------

[](#advanced-usage)

We are decoupled from any HTTP messaging client with help by [HTTPlug](https://httplug.io). A list of community provided clients is found here:

### Using a different HTTP client

[](#using-a-different-http-client)

```
composer require fintecture/fintecture-sdk-php symfony/http-client nyholm/psr7
```

To set up the Fintecture client with this HTTP client

```
use Fintecture\PisClient;
use Symfony\Component\HttpClient\Psr18Client;

$pisClient = new PisClient([$config], new Psr18Client());
```

Available methods
-----------------

[](#available-methods)

These methods follow our [API structure](https://docs.fintecture.com/v2).

### Auth

[](#auth)

- token
    - generate
    - refresh

### AIS

[](#ais)

- account
    - get
- accountHolder
    - get
- authorize
    - generate
    - generateDecoupled
- connect
    - generate
- customer
    - delete
- transaction
    - get

### Customers

[](#customers)

- customers
    - get
    - generate
- customerBankAccount
    - get
    - generate

### PIS

[](#pis)

- assessment
    - get
- connect
    - generate
- initiate
    - generate
- payment
    - get
- refund
    - generate
- requestForPayout
    - generate
- requestToPay
    - generate
- settlement
    - get

### Resources

[](#resources)

- application
    - get
- functionality
    - get
- provider
    - get
- testAccount
    - get

Development
-----------

[](#development)

### Requirements

[](#requirements-1)

- PHP
- Git
- Composer
- Make
- Xdebug (for test coverage)

### Initialize project for development

[](#initialize-project-for-development)

```
make init
```

### PHPUnit (Unit Tests)

[](#phpunit-unit-tests)

Then you can run the tests:

```
make test
```

To generate the test coverage report, you can run this command:

```
make test-coverage
```

### PHPStan (Static Analysis)

[](#phpstan-static-analysis)

There are 10 levels (0-9). Level is set in `phpstan.neon`.

```
make analyse
```

### PHP CS Fixer (Coding Standards)

[](#php-cs-fixer-coding-standards)

```
make format
```

Troubleshooting
---------------

[](#troubleshooting)

Encountering an issue? Please contact us at .

License
-------

[](#license)

Fintecture PHP API Client is an open-sourced software licensed under the [MIT license](LICENSE).

###  Health Score

49

—

FairBetter than 95% of packages

Maintenance59

Moderate activity, may be stable

Popularity42

Moderate usage in the ecosystem

Community23

Small or concentrated contributor base

Maturity62

Established project with proven stability

 Bus Factor1

Top contributor holds 66.3% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~46 days

Recently: every ~138 days

Total

38

Last Release

447d ago

Major Versions

1.2.2 → 2.0.02021-08-18

PHP version history (4 changes)1.0.0PHP >=5.4.0

1.2.2PHP >=7.0

2.0.0PHP >=7.1

2.2.0PHP >=7.2

### Community

Maintainers

![](https://www.gravatar.com/avatar/d1235017485d6747361754f1190afe6ec1f4089bd9cfc58ca67d5404e4c24c64?d=identicon)[greggythefly](/maintainers/greggythefly)

![](https://www.gravatar.com/avatar/4cf4abc187bf43afa245210212a84df93087c6a044a8d979406f96a74e87dbe7?d=identicon)[anjansom](/maintainers/anjansom)

![](https://www.gravatar.com/avatar/5b0ae943b009b6a35e35d86f80c733e239209307cf06d6192da7bdd5225e5fad?d=identicon)[fintecture\_plugins](/maintainers/fintecture_plugins)

---

Top Contributors

[![hugofintecture](https://avatars.githubusercontent.com/u/89129201?v=4)](https://github.com/hugofintecture "hugofintecture (53 commits)")[![bastienfintecture](https://avatars.githubusercontent.com/u/75436927?v=4)](https://github.com/bastienfintecture "bastienfintecture (17 commits)")[![fintecturegit](https://avatars.githubusercontent.com/u/40475027?v=4)](https://github.com/fintecturegit "fintecturegit (8 commits)")[![QuentinFintecture](https://avatars.githubusercontent.com/u/122442213?v=4)](https://github.com/QuentinFintecture "QuentinFintecture (2 commits)")

---

Tags

paymentBankfintecture

###  Code Quality

TestsPHPUnit

Static AnalysisPHPStan

Type Coverage Yes

### Embed Badge

![Health badge](/badges/fintecture-fintecture-sdk-php/health.svg)

```
[![Health](https://phpackages.com/badges/fintecture-fintecture-sdk-php/health.svg)](https://phpackages.com/packages/fintecture-fintecture-sdk-php)
```

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