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ezeasorekene/credo-payments
===========================

This package is for communicating with credocentral.com and credodemo.com API

v2.0.0(2y ago)049MITPHP

Since Apr 15Pushed 2y ago1 watchersCompare

[ Source](https://github.com/ezeasorekene/credo-payments)[ Packagist](https://packagist.org/packages/ezeasorekene/credo-payments)[ RSS](/packages/ezeasorekene-credo-payments/feed)WikiDiscussions main Synced yesterday

READMEChangelog (4)Dependencies (1)Versions (5)Used By (0)

Credo Payments
==============

[](#credo-payments)

This package is for communicating with credocentral.com and credodemo.com API

Getting Started
---------------

[](#getting-started)

Install the package using composer.

Run `composer require ezeasorekene/credo-payments`

### Define your api keys

[](#define-your-api-keys)

Define your `$apiKeys` variable as an array with the public and private keys. You should get the keys from environment variables. Also define `CREDO_MODE` environment key with parameters `DEMO | LIVE`

```
    $apiKeys = [
        'publicKey' => getenv("CREDO_MODE") == 'LIVE' ? getenv("CREDO_LIVE_PUBLIC_KEY") : getenv("CREDO_TEST_PUBLIC_KEY"),
        'secretKey' => getenv("CREDO_MODE") == 'LIVE' ? getenv("CREDO_LIVE_SECRET_KEY") : getenv("CREDO_TEST_SECRET_KEY"),
    ];
```

### Instantiating Transaction

[](#instantiating-transaction)

```
   $credo = new CredoPay( $apiKeys, getenv("CREDO_MODE") );
```

Set data to post using array. Please note that the `serviceCode` is an optional field. It is used when you want to split payments between different accounts

```
        $credodata = [
            'reference' => uniqid(),
            'amount' => 20000, //in kobo
            'bearer' => 0,
            'callbackUrl' => 'http://example.com/callback/credo',
            'currency' => 'NGN',
            'customerFirstName' => 'Credo',
            'customerLastName' => 'Package',
            'customerPhoneNumber' => '234080111111111',
            'email' => 'credotest@gmail.com',
            'channels' => array('card', 'bank'),
            'serviceCode' => 'XXXXXXXXXXX',
            "metadata" => [
                "customFields" => [
                    [
                        'display_name' => 'Custom Field Display 1',
                        'variable_name' => 'Custom Field Variable 1',
                        'value' => 'Custom Field Value 1'
                    ]
                ]
            ],
        ];
```

Response is a JSON encoded object. So to decode, perform a `json_decode`

```
    $response = json_decode($credo->initialize($credodata));
```

### Verifying Transaction

[](#verifying-transaction)

```
    $credo = new CredoPay( $apiKeys, getenv("CREDO_MODE") );
    $verify = json_decode($credo->verify($reference));
```

###  Health Score

23

—

LowBetter than 26% of packages

Maintenance20

Infrequent updates — may be unmaintained

Popularity8

Limited adoption so far

Community7

Small or concentrated contributor base

Maturity48

Maturing project, gaining track record

 Bus Factor1

Top contributor holds 100% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~129 days

Total

4

Last Release

787d ago

Major Versions

v1.1.0 → v2.0.02024-05-07

### Community

Maintainers

![](https://www.gravatar.com/avatar/4b46fcc0683d431ddc5e58b130d6b2eed735f6a80de633c7bfe17a1a2effe190?d=identicon)[ezeasorekene](/maintainers/ezeasorekene)

---

Top Contributors

[![ezeasorekene](https://avatars.githubusercontent.com/u/16192931?v=4)](https://github.com/ezeasorekene "ezeasorekene (6 commits)")

### Embed Badge

![Health badge](/badges/ezeasorekene-credo-payments/health.svg)

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[![Health](https://phpackages.com/badges/ezeasorekene-credo-payments/health.svg)](https://phpackages.com/packages/ezeasorekene-credo-payments)
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