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[Framework](/categories/framework) 4. / 5. engyahmed7/laravel-plaid ActiveProject[Framework](/categories/framework) engyahmed7/laravel-plaid ======================== The skeleton application for the Laravel framework. 1.0.0(9mo ago)11MITPHPPHP ^8.2 Since Jul 20Pushed 6mo agoCompare [ Source](https://github.com/engyahmed7/laravel-plaid-to-stripe-payments)[ Packagist](https://packagist.org/packages/engyahmed7/laravel-plaid)[ RSS](/packages/engyahmed7-laravel-plaid/feed)WikiDiscussions main Synced 1mo ago READMEChangelogDependencies (10)Versions (2)Used By (0) Laravel Plaid + Stripe Integration Project ========================================== [](#laravel-plaid--stripe-integration-project) > A robust and secure integration between **Laravel**, **Plaid API**, and **Stripe API**, enabling users to link bank accounts, process card or ACH payments, and transfer payouts to car owners. [![Laravel](https://camo.githubusercontent.com/5dd8bdc3a30c776147466951b6127e2beb7360b418d1c4eae163b8349315fe1f/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f4c61726176656c2d31322e782d7265643f7374796c653d666c61742d737175617265266c6f676f3d6c61726176656c)](https://camo.githubusercontent.com/5dd8bdc3a30c776147466951b6127e2beb7360b418d1c4eae163b8349315fe1f/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f4c61726176656c2d31322e782d7265643f7374796c653d666c61742d737175617265266c6f676f3d6c61726176656c) [![Plaid](https://camo.githubusercontent.com/fe598dfb37a9a87eb5902ffa74bbe23ab6b9cc217ec350dabd38ce9b05c51798/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f506c6169642d53616e64626f782d626c75653f7374796c653d666c61742d737175617265)](https://camo.githubusercontent.com/fe598dfb37a9a87eb5902ffa74bbe23ab6b9cc217ec350dabd38ce9b05c51798/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f506c6169642d53616e64626f782d626c75653f7374796c653d666c61742d737175617265) [![Stripe](https://camo.githubusercontent.com/e84c06bb0680f21837662d03b0536b560c4c07ab1f8645bed4eee73712b03ae7/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f5374726970652d496e746567726174696f6e2d707572706c653f7374796c653d666c61742d737175617265266c6f676f3d737472697065)](https://camo.githubusercontent.com/e84c06bb0680f21837662d03b0536b560c4c07ab1f8645bed4eee73712b03ae7/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f5374726970652d496e746567726174696f6e2d707572706c653f7374796c653d666c61742d737175617265266c6f676f3d737472697065) [![PHP](https://camo.githubusercontent.com/9847427b3ad37d5f2f3122f63983977e1b0ab038e06a24272d8c4514725c11a0/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f5048502d382e312532422d626c75653f7374796c653d666c61742d737175617265266c6f676f3d706870)](https://camo.githubusercontent.com/9847427b3ad37d5f2f3122f63983977e1b0ab038e06a24272d8c4514725c11a0/68747470733a2f2f696d672e736869656c64732e696f2f62616467652f5048502d382e312532422d626c75653f7374796c653d666c61742d737175617265266c6f676f3d706870) --- System Flow ----------- [](#system-flow) ### 1. **Card Payments (Pay-In via Stripe)** [](#1-card-payments-pay-in-via-stripe) ``` sequenceDiagram participant Customer participant Laravel participant Stripe Customer->>Laravel: Provide Card Info Laravel->>Stripe: Create Payment Method (Card) Stripe-->>Laravel: Payment Method ID Laravel->>Stripe: Create Payment Intent Stripe-->>Laravel: Payment Confirmation Laravel-->>Customer: Payment Success ``` Loading --- ### 2. **Bank Account Pay-In (Plaid + Stripe ACH Debit)** [](#2-bank-account-pay-in-plaid--stripe-ach-debit) ``` sequenceDiagram participant User participant Laravel participant Plaid participant Stripe User->>Laravel: Request Plaid Link Token Laravel->>Plaid: POST /link/token/create Plaid-->>Laravel: Link Token Laravel-->>User: Return Link Token User->>Plaid: Select Bank & Authenticate Plaid-->>User: Public Token User->>Laravel: Send Public Token Laravel->>Plaid: Exchange Public Token for Access Token & Account Info Plaid-->>Laravel: Bank Account Details Laravel->>Stripe: Create Bank Account Payment Method Stripe-->>Laravel: Payment Method ID Laravel->>Stripe: Create Payment Intent (ACH Debit) ``` Loading --- ### 3. **Merchant Payout to Car Owners (Stripe Payout)** [](#3-merchant-payout-to-car-owners-stripe-payout) ``` sequenceDiagram participant Merchant participant Laravel participant Stripe participant CarOwner Laravel->>Stripe: Create Connected Account for Car Owner Laravel->>Stripe: Initiate Payout Stripe-->>CarOwner: Funds Deposited to Bank ``` Loading --- Key Features ------------ [](#key-features) - **Plaid Integration** for secure bank account linking - **Stripe Pay-In** with: - Credit/Debit cards - ACH debits via Plaid-linked bank accounts - **Stripe Payouts** to car owners’ bank accounts - **Transaction Management Dashboard** - **Secure API-first architecture** - **Responsive UI** built with BootstrapCSS --- Prerequisites ------------- [](#prerequisites) - **PHP** 8.1+ - **Composer** - **Node.js** 16+ - **MySQL** 5.7+ - **Plaid API credentials** - **Stripe API keys** (secret & publishable) --- Installation ------------ [](#installation) 1. Clone the repository: ``` git clone https://github.com/engyahmed7/laravel-plaid-to-stripe-payments.git cd laravel-plaid-to-stripe-payments ``` 2. Install PHP dependencies: ``` composer install ``` 3. Install JavaScript dependencies: ``` npm install npm run dev ``` 4. Create environment file: ``` cp .env.example .env ``` 5. Generate application key: ``` php artisan key:generate ``` 6. Configure environment variables in `.env`: ``` DB_DATABASE=your_database_name DB_USERNAME=your_db_username DB_PASSWORD=your_db_password PLAID_CLIENT_ID=your_plaid_client_id PLAID_SECRET=your_plaid_secret PLAID_ENV=sandbox # or development/production STRIPE_KEY=your_stripe_publishable_key STRIPE_SECRET=your_stripe_secret_key ``` 7. Run migrations: ``` php artisan migrate ``` --- Usage ----- [](#usage) ### **Card Pay-In** [](#card-pay-in) 1. Create a Stripe customer 2. Add a payment method (card) 3. Create a payment intent to charge the customer ### **Bank Account Pay-In via Plaid** [](#bank-account-pay-in-via-plaid) 1. Use Plaid Link to connect a bank account 2. Exchange the public token for bank account info 3. Create a Stripe payment method of type `us_bank_account` 4. Create a Stripe payment intent to debit the bank account ### **Payout to Car Owners** [](#payout-to-car-owners) 1. Create a Stripe connected account for the owner 2. Initiate payout using `Stripe::payouts->create()` --- Development Notes ----------------- [](#development-notes) > ⚠️ This project uses **Plaid’s Sandbox Environment** and **Stripe test mode** by default for development and testing. For **production deployment**, follow these steps: 1. Replace sandbox credentials with production keys 2. Set `PLAID_ENV=production` in `.env` 3. Complete Plaid's **production onboarding process** --- Contributing ------------ [](#contributing) Contributions are welcome! Please follow these steps: 1. Fork the repository 2. Create a feature branch: `git checkout -b feature/amazing-feature` 3. Commit your changes: `git commit -m 'Add some amazing feature'` 4. Push to the branch: `git push origin feature/amazing-feature` 5. Open a **Pull Request** with a clear description --- Learn More ---------- [](#learn-more) For detailed documentation, visit: - [Plaid Docs](https://plaid.com/docs/) - [Stripe Docs](https://stripe.com/docs) ### Health Score 31 — LowBetter than 68% of packages Maintenance61 Regular maintenance activity Popularity3 Limited adoption so far Community6 Small or concentrated contributor base Maturity48 Maturing project, gaining track record Bus Factor1 Top contributor holds 100% of commits — single point of failure How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window. **Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores. **Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement. **Maturity (30%)** — Project age, version count, PHP version support, and release stability. ### Release Activity Cadence Unknown Total 1 Last Release 297d ago ### Community Maintainers ![](https://www.gravatar.com/avatar/4e9d7c1566a463bfd4973179633badc94e45deb72c0f7178c6b3393dd5436226?d=identicon)[engyahmed7](/maintainers/engyahmed7) --- Top Contributors [![engyahmed7](https://avatars.githubusercontent.com/u/68815210?v=4)](https://github.com/engyahmed7 "engyahmed7 (12 commits)") --- Tags frameworklaravel ### Code Quality TestsPHPUnit Code StyleLaravel Pint ### Embed Badge ![Health badge](/badges/engyahmed7-laravel-plaid/health.svg) ``` [![Health](https://phpackages.com/badges/engyahmed7-laravel-plaid/health.svg)](https://phpackages.com/packages/engyahmed7-laravel-plaid) ``` ### Alternatives [bagisto/bagisto Bagisto Laravel E-Commerce 26.2k161.6k7](/packages/bagisto-bagisto)[krayin/laravel-crm Krayin CRM 22.0k32.8k1](/packages/krayin-laravel-crm)[unopim/unopim UnoPim Laravel PIM 9.4k1.8k](/packages/unopim-unopim)[codewithdennis/larament Larament is a time-saving starter kit to quickly launch Laravel 13.x projects. 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