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dmn/online-banking-oauth2
=========================

Online banking OAuth2

v1.0.0(1y ago)010MITPHP

Since Sep 18Pushed 1y ago1 watchersCompare

[ Source](https://github.com/damnyan/online-banking-oauth2)[ Packagist](https://packagist.org/packages/dmn/online-banking-oauth2)[ RSS](/packages/dmn-online-banking-oauth2/feed)WikiDiscussions main Synced 1mo ago

READMEChangelog (1)Dependencies (4)Versions (2)Used By (0)

dmn/online-banking-oauth2
=========================

[](#dmnonline-banking-oauth2)

Available Drivers:

1. [BPI](#BPI)
2. [UnionBank](#UnionBank)

Install
-------

[](#install)

1. Install via composer

```
composer require dmn/online-banking-oauth2

```

2. Add this to your `config/services.php````
    ...
    'bpi' => [
        'client_id' => env('BPI_CLIENT_ID'),
        'client_secret' => env('BPI_CLIENT_SECRET'),
        'redirect' => env('BPI_REDIRECT'),
        'auth_uri' => env('BPI_AUTH_URI', 'https://testoauth.bpi.com.ph/bpi/api/'),
        'api_gateway_uri' => env('BPI_API_GATEWAY_URI', 'https://apitest.bpi.com.ph/bpi/api/'),
        'auth_proxy' => env('BPI_AUTH_PROXY'),

        /**
         * You may use storage_path() here
         */
        'public_key' => __DIR__ . env('APP_PUBLIC_KEY'),
        'private_key' => __DIR__ . env('APP_PRIVATE_KEY'),
        'sender_certificate' => __DIR__ . env('SENDER_PUBLIC_KEY'),
    ],

    'unionbank' => [
        'client_id' => env('UNIONBANK_CLIENT_ID'),
        'client_secret' => env('UNIONBANK_CLIENT_SECRET'),
        'redirect' => env('UNIONBANK_REDIRECT'),
        'uri' => env('UNIONBANK_URI', 'https://api-uat.unionbankph.com/'),
        'partner_id' => env('UNIONBANK_PARTNER_ID'),
    ],
    ...
    ```

How to use
----------

[](#how-to-use)

1. Please refer to [laravel's socialite documentation](https://laravel.com/docs/8.x/socialite)

BPI
---

[](#bpi)

1. Initiate transaction

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('bpi');
    $user = $socialite->user();

    $accounts = $user->accounts(); //Collection of accounts of a user

    $response = $user->initiateTransaction(
        'reference', // unique transaction reference or id
        $accounts->first(), // account number token
        100, // amount,
        'remarks', // remarks
    );
    ```

`$response` is an array of `transaction_id`, `mobile_number` and `mobile_number_token` that will be used for sending OTP.

2. Send OTP ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('bpi');
    $user = $socialite->user();
    $response = $user->sendOtp($transactionId, $mobileNumberToken);

    //$response = ['otp_valid_unitl' => 'Tue Dec 01 2020 11:54:30 GMT+0800 (DST)'];
    ```

`$response` will be the expiration of OTP.
User will receive an OTP from BPI.

3. Process
    This is where the transaction will be processed.

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('bpi');
    $user = $socialite->user();
    $response  = $user->process($transactionId, $otp);

    // $response will be
    $response = [
            'confirmation_timestamp' => 'Tue Dec 01 2020 03:04:14 GMT+0800 (DST)',
            'confirmation_number' => '16068062539019003917'
    ];
    ```
4. Inquire
    You can inquire for the status of a transaction.

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('bpi');
    $user = $socialite->user();
    $response = $user->inquire($transactionId);

    // $response will be
    $response = [
        'status' => 'SUCCESS',
        'confirmation_timestamp' => 'Tue Dec 01 2020 03:09:03 GMT+0800 (DST)',
        'confirmation_number' => '16068065429288546789'
    ];
    ```

UnionBank
---------

[](#unionbank)

1. Generate OTP

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
    $user = $socialite->user();
    $otp = $user->merchantPayOTP();

    /** return */
    $response = [
        'requestId' => '2711C83E7AB7BFE8BB2729B3A8FC8DB1',
        'coreCode' => '200',
    ];
    ```
2. Transact

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
    $user = $socialite->user();
    $reference = 'Som3Uniqu3SH';
    $amount = 100.11;
    $otherInformation = [
        'Payor' => 'Juan Sanchez',
        'InvoiceNo' => '123123123',
    ];
    $transaction = $user->merchantPay(
        $reference,
        $amount,
        $otherInformation
        'remarks',
        '2711C83E7AB7BFE8BB2729B3A8FC8DB1', // requestId from generate OTP
        '123123', // OTP received from generate OTP
    );

    /** return */
    $transaction = [
        'code' => 'TS',
        'reference' => '00000000000000000013',
        'state' => 'Credited Beneficiary Account',
        'uuid' => 'fd4235c6-04fb-436e-b07f-b6084d30b20b',
        'description' => 'Successful transaction',
        'type' => 'MERCHANT_PAYMENT',
        'amount' => 100.11,
        'ubp_tran_id' => 'UB2679320541179',
        'tran_request_date' => '2017-10-10T12:11:50.333',
        'signature' => '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'
    ];
    ```
3. Inquire

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
    $user = $socialite->user();
    $transaction = $user->merchantInquire('Som3ref');

    /** return */
    $transaction = [
        'code' => 'TS',
        'reference' => '00000000000000000013',
        'state' => 'Credited Beneficiary Account',
        'uuid' => 'fd4235c6-04fb-436e-b07f-b6084d30b20b',
        'description' => 'Successful transaction',
        'type' => 'MERCHANT_PAYMENT',
        'amount' => 100.11,
        'ubp_tran_id' => 'UB2679320541179',
        'tran_request_date' => '2020-12-02T02:23:59.000Z',
        'created_at' => '2020-12-02T21:31:51.000Z',
        'updated_at' => '',
        'signature' => '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'
    ];
    ```
4. Customer Instapay Fund Transfer

    3.1. Instapay Fund Transfer Via Customer

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
    $user = $socialite->user();

    $address = new Dmn\OnlineBankingOAuth2\UnionBank\Instapay\Address;
    $address->setLine1('GRACE');
    $address->setLine2('PARK CALOOCAN CITY');
    $address->setCity('Caloocan');
    $address->setProvince('142');
    $address->setCountry('204');
    $address->setZipCode('1900');
    $sender = new Dmn\OnlineBankingOAuth2\UnionBank\Instapay\Sender;
    $sender->setName('Juan Dela Cruz');
    $sender->setAddress($address);

    $address = new Dmn\OnlineBankingOAuth2\UnionBank\Instapay\Address;
    $address->setLine1('241 A.DEL MUNDO ST BET. 5TH 6TH AVE GRACE');
    $address->setLine2('PARK CALOOCAN CITY');
    $address->setCity('Caloocan');
    $address->setProvince('142');
    $address->setCountry('204');
    $address->setZipCode('1900');
    $beneficiary = new Dmn\OnlineBankingOAuth2\UnionBank\Instapay\Beneficiary;
    $beneficiary->setName('Rachelle');
    $beneficiary->setAccountNumber('107324511489');
    $beneficiary->setAddress($address);

    $remittance = new Dmn\OnlineBankingOAuth2\UnionBank\Instapay\Remittance;
    $remittance->setAmount(30.00);
    $remittance->setPurpose(1001);
    $remittance->setReceivingBank(161312);
    $remittance->setInstruction('Instruction data..'); //optional

    $transaction = $user->customerInstapayTransfer(
         'UB123',
         $sender,
         $beneficiary,
         $remittance
    );

    /** return */
    $transaction = [
        'reference' => 'UB123',
        'ubp_tran_id' => "UB2706855175254",
        'created_at' => "2021-07-22T08:09:41.311",
        'state' => "Credited Beneficiary Account"
    ];
    ```

    3.2. Instapay Inquire Transfer Via Customer

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $transactions = $user->customerInquireInstapayTransfer('UB123');

     /** return */
     $transaction = [
        [
           "transfer_id" => "UB7567161618794",
           "type" => "INSTAPAY",
           "created_at" => "2015-10-03T07:29:16.000Z",
           "state" => "Credited Beneficiary Account",
           "reference" => "UB123"
        ]
     ];
    ```

    3.3. Instapay List Receiving Banks via Customer

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $receivingBanks = $user->customerListInstapayReceivingBanks();

     /** return */
     $receivingBanks = [
        [
           "code" => 3237,
           "bank" => "Allbank Corp.",
        ],
        [
           "code" => 148120,
           "bank" => "Sun Savings Bank",
        ],
        [
           "code" => 161207,
           "bank" => "Sterling Bank Of Asia",
        ]
     ];
    ```
5. Partner Instapay Fund Transfer

    4.1. Instapay Fund Transfer Via Partner

    ```
    $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
    $user = $socialite->user();

    $address = new Dmn\OnlineBankingOAuth2\UnionBank\Address;
    $address->setLine1('GRA CE');
    $address->setLine2('PARK CALOOCAN CITY');
    $address->setCity('Caloocan');
    $address->setProvince('142');
    $address->setCountry('204');
    $address->setZipCode('1900');
    $sender = new Dmn\OnlineBankingOAuth2\UnionBank\Sender;
    $sender->setName('Juan Dela Cruz');
    $sender->setAddress($address);

    $address = new Dmn\OnlineBankingOAuth2\UnionBank\Address;
    $address->setLine1('241 A.DEL MUNDO ST BET. 5TH 6TH AVE GRACE');
    $address->setLine2('PARK CALOOCAN CITY');
    $address->setCity('Caloocan');
    $address->setProvince('142');
    $address->setCountry('204');
    $address->setZipCode('1900');
    $beneficiary = new Dmn\OnlineBankingOAuth2\UnionBank\Beneficiary;
    $beneficiary->setName('Rachelle');
    $beneficiary->setAccountNumber('109450542671');
    $beneficiary->setAddress($address);

    $remittance = new Remittance;
    $remittance->setAmount("30");
    $remittance->setPurpose(1001);
    $remittance->setReceivingBank(161312);
    $remittance->setInstruction('Instruction data..'); //optional

    $transaction = $user->partnerInstapayTransfer(
        'TEST4321',
        $sender,
        $beneficiary,
        $remittance
    );

    /** return */
    $transaction = [
        "code" => "TS",
        "reference" => "TEST4321",
        "ubp_tran_id" => "UB1706",
        "tran_request_date" => "2015-10-03T15:29:16.333",
        "state" => "Credited Beneficiary Account",
        "uuid" => "95607606-2f54-4e6e-be1a-58e008960a26",
        "core_ref_id" => "2302560968054408760",
        "trace_no" => "211272"
    ];
    ```

    4.2. Instapay Inquire Transfer Via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $transactions = $user->partnerInquireInstapayTransfer('UB123');

     /** return */
     $transaction = [
        [
           "reference" => "TEST4321",
           "code" => "TS",
           "uuid" => "95607606-2f54-4e6e-be1a-58e008960a26",
           "description" => "Credited Beneficiary Account",
           "type" => "INSTAPAY",
           "ubp_tran_id" => "UB6219682539904",
           "amount" => "30.00",
           "created_at" => "2021-07-25T18:56:10.000Z",
           "updated_at" => null
        ]
     ];
    ```

    4.3. Instapay List Receiving Banks via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $receivingBanks = $user->partnerListInstapayReceivingBanks();

     /** return */
     $receivingBanks = [
        [
           "code" => "3237",
           "bank" => "Allbank Corp.",
           "brstn" => null
        ],
        [
           "code" => "148120",
           "bank" => "Sun Savings Bank",
           "brstn" => null
        ],
        [
           "code" => "161207",
           "bank" => "Sterling Bank Of Asia",
           "brstn" => "011190019"
        ]
     ];
    ```

    4.4. Instapay List Libraries via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $libraries = $user->partnerListInstapayLibraries();

     /** return */
     $libraries = [
        [
           "code" => "1001",
           "description" => "Donation"
        ],
        [
           "code" => "1002",
           "description" => "Payment"
        ],
        [
           "code" => "1003",
           "description" => "Fund Transfer"
        ]
     ];
    ```
6. Customer Pesonet Fund Transfer

    5.1. Pesonet Fund Transfer Via Customer

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();

     $address = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Address;
     $address->setLine1('241 A.DEL MUNDO ST BET. 5TH 6TH AVE GRACE');
     $address->setLine2('PARK CALOOCAN CITY');
     $address->setCity('Caloocan');
     $address->setProvince('142');
     $address->setZipCode('1900');
     $address->setCountry('204');
     $sender = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Sender;
     $sender->setName('Juan Dela Cruz');
     $sender->setAddress($address);

     $address = new Address;
     $address->setLine1('241 A.DEL MUNDO ST BET. 5TH 6TH AVE GRACE');
     $address->setLine2('PARK CALOOCAN CITY');
     $address->setCity('Caloocan');
     $address->setProvince('142');
     $address->setZipCode('1900');
     $address->setCountry('204');
     $beneficiary = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Beneficiary;
     $beneficiary->setName('Juan');
     $beneficiary->setAccountNumber('107324511489');
     $beneficiary->setAddress($address);

     $remittance = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Remittance;
     $remittance->setAmount(3000.00);
     $remittance->setPurpose('5 632');
     $remittance->setReceivingBank(161203);
     $remittance->setInstructions('instructions data');

     $transaction = $user->customerPesonetTransfer(
        '12345678',
        $sender,
        $beneficiary,
        $remittance
     );

     /** return */
     $transaction = [
        "reference" => "12345678",
        "ubp_tran_id" => "UB2454429517477",
        "created_at" => "2021-07-23T02:43:42.604",
        "state" => "Sent for Processing"
     ];
    ```

    5.2. Pesonet Inquire Transfer Via Customer

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $transactions = $user->customerInquirePesonetTransfer('12345678');

     /** return */
     $transaction = [
        [
           "transfer_id" => "UB4377175400409",
           "type" => "PESONET",
           "created_at" => "2018-08-10T00:40:46.000Z",
           "state" => "Sent for Processing",
           "reference" => "12345678"
        ],
        [
           "transfer_id" => "UB9653097653551",
           "type" => "PESONET",
           "created_at" => "2021-02-17T21:01:45.000Z",
           "state" => "Sent for Processing",
           "reference" => "12345678"
        ]
     ];
    ```

    5.3. Pesonet List Receiving Banks via Customer

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $receivingBanks = $user->customerListPesonetReceivingBanks();

     /** return */
     $receivingBanks = [
        [
           "code" => "79570",
           "bank" => "One Network Bank, Inc. (A Rural Bank)"
        ],
        [
           "code" => "135038",
           "bank" => "Philippine Business Bank"
        ]
     ];
    ```
7. Partner Pesonet Fund Transfer

    6.1. Pesonet Fund Transfer Via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();

     $address = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Address;
     $address->setLine1('241 A.DEL MUNDO ST BET. 5TH 6TH AVE GRACE');
     $address->setLine2('PARK CALOOCAN CITY');
     $address->setCity('Caloocan');
     $address->setProvince('142');
     $address->setZipCode('1900');
     $address->setCountry('204');
     $sender = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Sender;
     $sender->setName('Juan Dela Cruz');
     $sender->setAddress($address);

     $address = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Address;
     $address->setLine1('241 A.DEL MUNDO ST BET. 5TH 6TH AVE GRACE');
     $address->setLine2('PARK CALOOCAN CITY');
     $address->setCity('Caloocan');
     $address->setProvince('142');
     $address->setZipCode('1900');
     $address->setCountry('204');
     $beneficiary = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Beneficiary;
     $beneficiary->setName('Juan');
     $beneficiary->setAccountNumber('107324511489');
     $beneficiary->setAddress($address);

     $remittance = new Dmn\OnlineBankingOAuth2\UnionBank\Pesonet\Remittance;
     $remittance->setAmount(3000.00);
     $remittance->setPurpose('5 632');
     $remittance->setReceivingBank(161203);
     $remittance->setInstructions('instructions data');

     $transaction = $user->partnerPesonetTransfer(
        '12345678',
        $sender,
        $beneficiary,
        $remittance
     );

     /** return */
     $transaction = [
        "code" => "SP",
        "reference" => "TEST1231SB",
        "state" => "Sent for Processing",
        "uuid" => "f21b837e-3044-4902-8b10-44c58aabd400",
        "description" => "Transaction is sent for processing",
        "type" => "PESONET",
        "amount" => "30.00",
        "ubp_tran_id" => "UB8291906576991",
        "remittance_id" => "E90118RYQXQJMFIX",
        "tran_request_date" => "2018-08-10T08:40:45.897"
     ];
    ```

    6.2. Pesonet Inquire Transfer Via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $transactions = $user->partnerInquirePesonetTransfer('TEST1231SB');

     /** return */
     $transaction = [
        "reference" => "TEST1231SB",
        "code" => "SP",
        "state" => "Credited Beneficiary Account",
        "uuid" => "50dcf474-c25f-486d-a8bc-286827607509",
        "description" => "Credited to the customer's account",
        "type" => "PESONET",
        "amount" => "123.00",
        "ubp_tran_id" => "PESONET",
        "remittance_id" => "E90118MRDEZNQOGM",
        "created_at" => "2020-11-26T04:14:41.000Z",
        "updated_at" => null
     ];
    ```

    6.3. Pesonet List Receiving Banks via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $receivingBanks = $user->partnerListPesonetReceivingBanks();

     /** return */
     $receivingBanks = [
         [
             'code' => '79570',
             'bank' => 'One Network Bank, Inc. (A Rural Bank)',
         ],
         [
             'code' => '135038',
             'bank' => 'Philippine Business Bank',
         ]
     ];
    ```
8. Customer Unionbank to Unionbank Fund Transfer

    7.1. Unionbank to Unionbank Fund Transfer Via Customer

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();

     $info = [
         [
             'index' => 1,
             'name' => 'Recipient',
             'value' => 'Juan Dela Cruz',
         ],
         [
             'index' => 2,
             'name' => 'Message',
             'value' => 'Happy Birthday',
         ]
     ];

     $transaction = $user->customerIntraTransfer(
         '12345678',
         '105239265518',
         100,
         $info,
         'Transfer remarks'
     );

     /** return */
     $transaction = [
        "reference" => "12345678",
        "ubp_tran_id" => "UB8506416323919",
        "created_at" => "2015-10-03T15:29:16.333",
        "state" => "Credited Beneficiary Account"
     ];
    ```

    7.2. Unionbank to Unionbank Inquire Transfer Via Customer

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $transactions = $user->customerInquireIntraTransfer('12345678');

     /** return */
     $transaction =  [
        [
           "transfer_id" => "UB4062703398837",
           "type" => "TRANSFER",
           "created_at" => "2020-07-22T05:13:52.000Z",
           "state" => "Credited Beneficiary Account",
           "reference" => "12345678"
        ],
        [
           "transfer_id" => "UB5284403971363",
           "type" => "TRANSFER",
           "created_at" => "2015-10-03T07:29:16.000Z",
           "state" => "Failed to Credit Beneficiary Account",
           "reference" => "12345678"
        ]
     ];
    ```
9. Partner Unionbank to Unionbank Fund Transfer

    8.1. Unionbank to Unionbank Fund Transfer Via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();

     $info = [
         [
             'index' => 1,
             'name' => 'Recipient',
             'value' => 'Juan Dela Cruz',
         ],
         [
             'index' => 2,
             'name' => 'Message',
             'value' => 'Happy Birthday',
         ]
     ];

     $transaction = $user->partnerIntraTransfer(
         '12345678',
         '105239265518',
         100,
         $info,
         'Transfer remarks'
     );

     /** return */
     $transaction = [
        "code" => "TS",
        "reference" => "UB127",
        "state" => "Credited Beneficiary Account",
        "uuid" => "d23ff4bf-bcef-4c58-b98c-c0d40b35294f",
        "description" => "Successful transaction",
        "type" => "TRANSFER",
        "amount" => "100",
        "ubp_tran_id" => "UB6391875781961",
        "tran_request_date" => "2017-10-10T12:11:50.333"
     ];
    ```

    8.2. Unionbank to Unionbank Inquire Transfer Via Partner

    ```
     $socialite = Laravel\Socialite\Facades\Socialite::driver('unionbank');
     $user = $socialite->user();
     $transactions = $user->partnerInquireIntraTransfer('12345678');

     /** return */
     $transaction = [
        [
           "ubp_tran_id" => "UB6323361452962",
           "type" => "TRANSFER",
           "created_at" => "2020-10-05T04:11:50.000Z",
           "state" => "Failed to Credit Beneficiary Account",
           "reference" => "UB127"
        ],
        [
           "ubp_tran_id" => "UB1306832082994",
           "type" => "TRANSFER",
           "created_at" => "2017-10-10T04:11:50.000Z",
           "state" => "Credited Beneficiary Account",
           "reference" => "UB127"
        ]
     ];
    ```

Get the last request
--------------------

[](#get-the-last-request)

```
$user->getLastRequest();
// This will return a GuzzleHttp\Psr7\Request
```

Reference [here](https://docs.guzzlephp.org/en/stable/psr7.html#requests)

Get the last request in array format
------------------------------------

[](#get-the-last-request-in-array-format)

```
$request = $user->getLastRequestArray();
// This will return an array with format:
$request = [
    'uri' => '....',
    'method' => '....',
    'options' => '....', // this is where the headers, json and other guzzle otpions will be located
];
```

###  Health Score

23

—

LowBetter than 27% of packages

Maintenance35

Infrequent updates — may be unmaintained

Popularity5

Limited adoption so far

Community7

Small or concentrated contributor base

Maturity39

Early-stage or recently created project

 Bus Factor1

Top contributor holds 100% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Unknown

Total

1

Last Release

600d ago

### Community

Maintainers

![](https://www.gravatar.com/avatar/ffdff06d8bb1830686f3c6fd13048dab657172efd1e236753f20f0cb9f03d21f?d=identicon)[damnyan](/maintainers/damnyan)

---

Top Contributors

[![damnyan](https://avatars.githubusercontent.com/u/985611?v=4)](https://github.com/damnyan "damnyan (1 commits)")

###  Code Quality

TestsPHPUnit

### Embed Badge

![Health badge](/badges/dmn-online-banking-oauth2/health.svg)

```
[![Health](https://phpackages.com/badges/dmn-online-banking-oauth2/health.svg)](https://phpackages.com/packages/dmn-online-banking-oauth2)
```

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