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[Payment Processing](/categories/payments) 4. / 5. blessedjasonmwanza/moneyunify ActiveLibrary[Payment Processing](/categories/payments) blessedjasonmwanza/moneyunify ============================= Payments API with primary focus on Mobile Money USSD payments. v1.0.1(1y ago)481715[2 issues](https://github.com/blessedjasonmwanza/MoneyUnify/issues)[1 PRs](https://github.com/blessedjasonmwanza/MoneyUnify/pulls)MITPHP >=7.4 Since Oct 21Pushed 8mo ago3 watchersCompare [ Source](https://github.com/blessedjasonmwanza/MoneyUnify)[ Packagist](https://packagist.org/packages/blessedjasonmwanza/moneyunify)[ RSS](/packages/blessedjasonmwanza-moneyunify/feed)WikiDiscussions main Synced today READMEChangelog (2)Dependencies (1)Versions (4)Used By (0) MoneyUnify Payments API Library - [Documentation](https://owk7kqf8sn.apidog.io/) ================================================================================ [](#moneyunify-payments-api-library---documentation) The [MoneyUnify](https://moneyunify.one) is a developer-friendly API Library plugin to accept payments, instant transfers, split payments, send payouts, and manage your startup business easily. [**MoneyUnify**](https://moneyunify.one) allows you to easily Validate your ideas with confidence and supports mobile money payments for all network operators 🚀 - [Documentation for all programming languages](https://owk7kqf8sn.apidog.io/) can be accessed [HERE](https://owk7kqf8sn.apidog.io/) [![image](https://private-user-images.githubusercontent.com/35315311/502887623-36e77ac5-0384-47cc-b329-cfc07512d8de.png?jwt=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.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.cnDynCwEvta2cJZXXC81gCIjvPoowdd4HEA4R223oKc)](https://private-user-images.githubusercontent.com/35315311/502887623-36e77ac5-0384-47cc-b329-cfc07512d8de.png?jwt=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.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.cnDynCwEvta2cJZXXC81gCIjvPoowdd4HEA4R223oKc)--- Setup ----- [](#setup) - Create an account on [MoneyUnify](https://moneyUnify.one) - Login and create your startup business from the [businesses section](https://moneyunify.one/businesses). - Grab your Auth key and follow the documentation to begin collecting repayments using any programming language of your choice. - **No** need for bulk **KYC**. 🚫📝 - Customer support is available via - 📞 [WhatsApp ](https://wa.me/+260971943638) 🤙🏾 - **install Settlements and withdraws** through the API Dashboard to all mobile networks 🌍 - Collect Money from All 3 networks; `MTN`, `Airtel`, and `Zamtel` instantly. 🚀 💸 Example: Request a Payment ---------------------------- [](#-example-request-a-payment) ``` fetch("https://api.moneyunify.one/payments/request", { method: "POST", headers: { "Content-Type": "application/x-www-form-urlencoded", "Accept": "application/json" }, body: new URLSearchParams({ from_payer: "09xxxxxxxx", amount: "1", auth_id: "pub_69b9y3n0h0ydbq" }) }) .then(res => res.json()) .then(data => console.log(data)) .catch(err => console.error(err)); ``` ### Example Response [](#example-response) ``` { "message": "Transaction Initiated Successfully", "data": { "status": "initiated", "amount": 1, "transaction_id": "sPX215101815432505", "charges": 0.035, "from_payer": "260971xxxxxxx" }, "isError": false } ``` --- 🔍 Example: Verify a Payment --------------------------- [](#-example-verify-a-payment) ``` fetch("https://api.moneyunify.one/payments/verify", { method: "POST", headers: { "Content-Type": "application/x-www-form-urlencoded", "Accept": "application/json" }, body: new URLSearchParams({ transaction_id: "rp_vd89gdn10d1", auth_id: "pub_69b9y3n0h0ydbq" }) }) .then(res => res.json()) .then(data => console.log(data)) .catch(err => console.error(err)); ``` ### Example Response [](#example-response-1) ``` { "message": "Transaction processed Successfully", "data": { "status": "successful", "amount": "1.00", "transaction_id": "LP101815411535505", "charges": "0.04", "from_payer": "26097xxxxxxx" }, "isError": false } ``` ### Other examples [](#other-examples) Find more examples for different programming languages [here](https://owk7kqf8sn.apidog.io/) --- **📘 Tip:**Use your `auth_id` from your [MoneyUnify Businesses Dashboard](https://moneyunify.one/businesses) to authenticate all API calls. --- Conclusion ---------- [](#conclusion) The MoneyUnify library simplifies the process of integrating with the Money Unify API. By following the steps outlined in this documentation, you can easily set up and make payment requests, verify transactions, and settle funds. For further assistance, feel free to reach out or check the official documentation for more advanced features. --- >> Built with a lot of ❤ by /> ======================================= [](#-built-with-a-lot-of--by-) 👤 [**Blessed Jason Mwanza**](https://blessedjasonmwanza.github.io) - show support 💖🙌 [Buy him a Coffee](https://www.buymeacoffee.com/mwanzabj) - LinkedIn: [Connect with Blessed on LinkedIn](https://www.linkedin.com/in/blessedjasonmwanza) - Github: [@blessedjasonmwanza](https://github.com/blessedjasonmwanza) - X (Twitter): [Follow Blessed Jason @mwanzabj](https://x.com/mwanzabj) - Youtube: [Youtube](https://www.youtube.com/@blessedjasonmwanza) - Portfolio: [Portfolio](https://blessedjasonmwanza.github.io) 🤝 Contributing -------------- [](#-contributing) Feel free to contribute to this project by submitting a pull request. Your contributions help improve the library and enhance the experience for all users! Feature requests are welcome! Check the [issues page](https://github.com/blessedjasonmwanza/MoneyUnify/issues) or request a feature by creating a new issue. Show your Support ----------------- [](#show-your-support) If you find this library helpful, consider supporting it by sharing it with others or [donating](https://www.buymeacoffee.com/mwanzabj). Your support is greatly appreciated! ### Health Score 33 — LowBetter than 72% of packages Maintenance48 Moderate activity, may be stable Popularity21 Limited adoption so far Community13 Small or concentrated contributor base Maturity41 Maturing project, gaining track record Bus Factor1 Top contributor holds 100% of commits — single point of failure How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window. **Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores. **Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement. **Maturity (30%)** — Project age, version count, PHP version support, and release stability. ### Release Activity Cadence Every ~0 days Total 2 Last Release 620d ago PHP version history (2 changes)v1.0.0PHP ^7.0 v1.0.1PHP >=7.4 ### Community Maintainers ![](https://avatars.githubusercontent.com/u/35315311?v=4)[Blessed Jason Mwanza](/maintainers/blessedjasonmwanza)[@blessedjasonmwanza](https://github.com/blessedjasonmwanza) --- Top Contributors [![blessedjasonmwanza](https://avatars.githubusercontent.com/u/35315311?v=4)](https://github.com/blessedjasonmwanza "blessedjasonmwanza (87 commits)") --- Tags africaairtelairtelmoneymobilemobile-money-apimobile-money-paymentsmomomomoapimoneymoneyunifymtnmtn-momomtnmobilemoneymtnmomopayments-apizamtel-mobile-money ### Code Quality TestsPest ### Embed Badge ![Health badge](/badges/blessedjasonmwanza-moneyunify/health.svg) ``` [![Health](https://phpackages.com/badges/blessedjasonmwanza-moneyunify/health.svg)](https://phpackages.com/packages/blessedjasonmwanza-moneyunify) ``` ### Alternatives [msilabs/bkash bKash Payment Gateway API for Laravel Framework. 181.2k](/packages/msilabs-bkash)[binkode/laravel-paystack A description for laravel-paystack. 112.1k](/packages/binkode-laravel-paystack) PHPackages © 2026 [Directory](/)[Categories](/categories)[Trending](/trending)[Changelog](/changelog)[Analyze](/analyze)