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blessedjasonmwanza/moneyunify
=============================

Payments API with primary focus on Mobile Money USSD payments.

v1.0.1(1y ago)461414[2 issues](https://github.com/blessedjasonmwanza/MoneyUnify/issues)[1 PRs](https://github.com/blessedjasonmwanza/MoneyUnify/pulls)MITPHP &gt;=7.4

Since Oct 21Pushed 6mo ago3 watchersCompare

[ Source](https://github.com/blessedjasonmwanza/MoneyUnify)[ Packagist](https://packagist.org/packages/blessedjasonmwanza/moneyunify)[ RSS](/packages/blessedjasonmwanza-moneyunify/feed)WikiDiscussions main Synced 1mo ago

READMEChangelog (2)Dependencies (1)Versions (4)Used By (0)

MoneyUnify Payments API Library - [Documentation](https://owk7kqf8sn.apidog.io/)
================================================================================

[](#moneyunify-payments-api-library---documentation)

The [MoneyUnify](https://moneyunify.one) is a developer-friendly API Library plugin to accept payments, instant transfers, split payments, send payouts, and manage your startup business easily. [**MoneyUnify**](https://moneyunify.one) allows you to easily Validate your ideas with confidence and supports mobile money payments for all network operators 🚀

- [Documentation for all programming languages](https://owk7kqf8sn.apidog.io/) can be accessed [HERE](https://owk7kqf8sn.apidog.io/)

[![image](https://private-user-images.githubusercontent.com/35315311/502887623-36e77ac5-0384-47cc-b329-cfc07512d8de.png?jwt=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.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.vKBjO4ubdw3qJw-AwYDVcA_kYK9gPDG8P9t4iEFowvA)](https://private-user-images.githubusercontent.com/35315311/502887623-36e77ac5-0384-47cc-b329-cfc07512d8de.png?jwt=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.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.vKBjO4ubdw3qJw-AwYDVcA_kYK9gPDG8P9t4iEFowvA)---

Setup
-----

[](#setup)

- Create an account on [MoneyUnify](https://moneyUnify.one)
- Login and create your startup business from the [businesses section](https://moneyunify.one/businesses).
- Grab your Auth key and follow the documentation to begin collecting repayments using any programming language of your choice.
- **No** need for bulk **KYC**. 🚫📝
- Customer support is available via - 📞 [WhatsApp ](https://wa.me/+260971943638) 🤙🏾
- **install Settlements and withdraws** through the API Dashboard to all mobile networks 🌍
- Collect Money from All 3 networks; `MTN`, `Airtel`, and `Zamtel` instantly. 🚀

💸 Example: Request a Payment
----------------------------

[](#-example-request-a-payment)

```
fetch("https://api.moneyunify.one/payments/request", {
  method: "POST",
  headers: {
    "Content-Type": "application/x-www-form-urlencoded",
    "Accept": "application/json"
  },
  body: new URLSearchParams({
    from_payer: "09xxxxxxxx",
    amount: "1",
    auth_id: "pub_69b9y3n0h0ydbq"
  })
})
  .then(res => res.json())
  .then(data => console.log(data))
  .catch(err => console.error(err));
```

### Example Response

[](#example-response)

```
{
    "message": "Transaction Initiated Successfully",
    "data": {
        "status": "initiated",
        "amount": 1,
        "transaction_id": "sPX215101815432505",
        "charges": 0.035,
        "from_payer": "260971xxxxxxx"
    },
    "isError": false
}
```

---

🔍 Example: Verify a Payment
---------------------------

[](#-example-verify-a-payment)

```
fetch("https://api.moneyunify.one/payments/verify", {
  method: "POST",
  headers: {
    "Content-Type": "application/x-www-form-urlencoded",
    "Accept": "application/json"
  },
  body: new URLSearchParams({
    transaction_id: "rp_vd89gdn10d1",
    auth_id: "pub_69b9y3n0h0ydbq"
  })
})
  .then(res => res.json())
  .then(data => console.log(data))
  .catch(err => console.error(err));
```

### Example Response

[](#example-response-1)

```
{
    "message": "Transaction processed Successfully",
    "data": {
        "status": "successful",
        "amount": "1.00",
        "transaction_id": "LP101815411535505",
        "charges": "0.04",
        "from_payer": "26097xxxxxxx"
    },
    "isError": false
}
```

### Other examples

[](#other-examples)

Find more examples for different programming languages [here](https://owk7kqf8sn.apidog.io/)

---

**📘 Tip:**Use your `auth_id` from your [MoneyUnify Businesses Dashboard](https://moneyunify.one/businesses) to authenticate all API calls.

---

Conclusion
----------

[](#conclusion)

The MoneyUnify library simplifies the process of integrating with the Money Unify API. By following the steps outlined in this documentation, you can easily set up and make payment requests, verify transactions, and settle funds. For further assistance, feel free to reach out or check the official documentation for more advanced features.

---

&gt;&gt; Built with a lot of ❤ by /&gt;
=======================================

[](#-built-with-a-lot-of--by-)

👤 [**Blessed Jason Mwanza**](https://blessedjasonmwanza.github.io) - show support 💖🙌 [Buy him a Coffee](https://www.buymeacoffee.com/mwanzabj)

- LinkedIn: [Connect with Blessed on LinkedIn](https://www.linkedin.com/in/blessedjasonmwanza)
- Github: [@blessedjasonmwanza](https://github.com/blessedjasonmwanza)
- X (Twitter): [Follow Blessed Jason @mwanzabj](https://x.com/mwanzabj)
- Youtube: [Youtube](https://www.youtube.com/@blessedjasonmwanza)
- Portfolio: [Portfolio](https://blessedjasonmwanza.github.io)

🤝 Contributing
--------------

[](#-contributing)

Feel free to contribute to this project by submitting a pull request. Your contributions help improve the library and enhance the experience for all users!

Feature requests are welcome! Check the [issues page](https://github.com/blessedjasonmwanza/MoneyUnify/issues) or request a feature by creating a new issue.

Show your Support
-----------------

[](#show-your-support)

If you find this library helpful, consider supporting it by sharing it with others or [donating](https://www.buymeacoffee.com/mwanzabj). Your support is greatly appreciated!

###  Health Score

33

—

LowBetter than 75% of packages

Maintenance53

Moderate activity, may be stable

Popularity20

Limited adoption so far

Community12

Small or concentrated contributor base

Maturity41

Maturing project, gaining track record

 Bus Factor1

Top contributor holds 100% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~0 days

Total

2

Last Release

568d ago

PHP version history (2 changes)v1.0.0PHP ^7.0

v1.0.1PHP &gt;=7.4

### Community

Maintainers

![](https://www.gravatar.com/avatar/6357ed3b2ec5946145b8a7345a3d24d114b7aa0ec1c1e47a1797a2a4bd8f6118?d=identicon)[blessedjasonmwanza](/maintainers/blessedjasonmwanza)

---

Top Contributors

[![blessedjasonmwanza](https://avatars.githubusercontent.com/u/35315311?v=4)](https://github.com/blessedjasonmwanza "blessedjasonmwanza (87 commits)")

---

Tags

africaairtelairtelmoneymobilemobile-money-apimobile-money-paymentsmomomomoapimoneymoneyunifymtnmtn-momomtnmobilemoneymtnmomopayments-apizamtel-mobile-money

###  Code Quality

TestsPest

### Embed Badge

![Health badge](/badges/blessedjasonmwanza-moneyunify/health.svg)

```
[![Health](https://phpackages.com/badges/blessedjasonmwanza-moneyunify/health.svg)](https://phpackages.com/packages/blessedjasonmwanza-moneyunify)
```

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