PHPackages                             azaharizaman/nexus-payment-rails - PHPackages - PHPackages  [Skip to content](#main-content)[PHPackages](/)[Directory](/)[Categories](/categories)[Trending](/trending)[Leaderboard](/leaderboard)[Changelog](/changelog)[Analyze](/analyze)[Collections](/collections)[Log in](/login)[Sign up](/register)

1. [Directory](/)
2. /
3. [Payment Processing](/categories/payments)
4. /
5. azaharizaman/nexus-payment-rails

ActiveLibrary[Payment Processing](/categories/payments)

azaharizaman/nexus-payment-rails
================================

Payment rails extension providing ACH, Wire, Check, RTGS, and other payment network implementations

v0.1.0-alpha1(1mo ago)00MITPHPPHP ^8.3

Since May 5Pushed 1mo agoCompare

[ Source](https://github.com/azaharizaman/nexus-payment-rails)[ Packagist](https://packagist.org/packages/azaharizaman/nexus-payment-rails)[ RSS](/packages/azaharizaman-nexus-payment-rails/feed)WikiDiscussions main Synced 1w ago

READMEChangelogDependencies (5)Versions (2)Used By (0)

Nexus\\PaymentRails
===================

[](#nexuspaymentrails)

**Version:** 0.1.0
**Status:** In Development
**PHP:** ^8.3
**Extends:** `azaharizaman/nexus-payment`

Overview
--------

[](#overview)

`Nexus\PaymentRails` is an extension package for `Nexus\Payment` providing payment rail implementations for ACH, Wire Transfer, Check, RTGS, and other payment networks. This package handles the specifics of each payment method including validation, fee calculation, processing time, and execution.

Installation
------------

[](#installation)

```
composer require azaharizaman/nexus-payment-rails
```

Features
--------

[](#features)

- **ACH Payments** - Automated Clearing House (US banking network)
- **Wire Transfers** - SWIFT/Fedwire/CHIPS
- **Check Processing** - Physical check generation and positive pay
- **RTGS** - Real-Time Gross Settlement
- **Virtual Cards** - Single-use virtual card generation
- **Rail Selection** - Automatic optimal rail selection based on criteria

Quick Start
-----------

[](#quick-start)

```
use Nexus\PaymentRails\Contracts\PaymentRailSelectorInterface;
use Nexus\PaymentRails\Contracts\PaymentRailInterface;

final readonly class DisbursementService
{
    public function __construct(
        private PaymentRailSelectorInterface $railSelector,
    ) {}

    public function processPayment(PaymentRequest $request): PaymentResult
    {
        // Auto-select optimal rail based on amount, urgency, cost
        $rail = $this->railSelector->selectOptimalRail($request);

        // Execute via selected rail
        return $rail->execute($request);
    }
}
```

Available Rails
---------------

[](#available-rails)

RailClassUse CaseACH`AchPaymentRail`US domestic, low-cost, 1-3 daysWire`WirePaymentRail`Urgent, same-day, internationalCheck`CheckPaymentRail`Legacy vendors, mail deliveryRTGS`RtgsPaymentRail`High-value, real-time settlementVirtual Card`VirtualCardPaymentRail`Secure, rebate-earningDocumentation
-------------

[](#documentation)

- [Requirements](REQUIREMENTS.md)
- [Implementation Summary](IMPLEMENTATION_SUMMARY.md)
- [Test Suite Summary](TEST_SUITE_SUMMARY.md)

License
-------

[](#license)

MIT License. See [LICENSE](LICENSE) for details.

###  Health Score

34

—

LowBetter than 75% of packages

Maintenance93

Actively maintained with recent releases

Popularity0

Limited adoption so far

Community6

Small or concentrated contributor base

Maturity34

Early-stage or recently created project

 Bus Factor1

Top contributor holds 100% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Unknown

Total

1

Last Release

36d ago

### Community

Maintainers

![](https://avatars.githubusercontent.com/u/117408?v=4)[Azahari Zaman](/maintainers/azaharizaman)[@azaharizaman](https://github.com/azaharizaman)

---

Top Contributors

[![azaharizaman](https://avatars.githubusercontent.com/u/117408?v=4)](https://github.com/azaharizaman "azaharizaman (18 commits)")

---

Tags

checkpaymentachERPwirertgspayment-rails

###  Code Quality

TestsPHPUnit

Static AnalysisPHPStan

Code StylePHP CS Fixer

Type Coverage Yes

### Embed Badge

![Health badge](/badges/azaharizaman-nexus-payment-rails/health.svg)

```
[![Health](https://phpackages.com/badges/azaharizaman-nexus-payment-rails/health.svg)](https://phpackages.com/packages/azaharizaman-nexus-payment-rails)
```

###  Alternatives

[matomo/matomo

Matomo is the leading Free/Libre open analytics platform

21.6k38.2k](/packages/matomo-matomo)[payum/core

One million downloads of Payum already! Payum offers everything you need to work with payments. Friendly for all PHP frameworks (Symfony, Laravel, Laminas, Yii, Silex). Check more visiting site.

485.1M179](/packages/payum-core)[flutterwavedev/flutterwave-v3

A simple SDK for integrating to Flutterwave Payment

24197.7k8](/packages/flutterwavedev-flutterwave-v3)

PHPackages © 2026

[Directory](/)[Categories](/categories)[Trending](/trending)[Changelog](/changelog)[Analyze](/analyze)