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3neti/money-issuer
==================

Electronic Money Issuer

v1.0.2(2mo ago)044↓80%2proprietaryPHP

Since Mar 26Pushed 2mo agoCompare

[ Source](https://github.com/3neti/money-issuer)[ Packagist](https://packagist.org/packages/3neti/money-issuer)[ RSS](/packages/3neti-money-issuer/feed)WikiDiscussions main Synced 3w ago

READMEChangelog (3)Dependencies (11)Versions (4)Used By (2)

Money Issuer - Bank Registry Package
====================================

[](#money-issuer---bank-registry-package)

Lightweight package providing Philippine bank and EMI directory.

Purpose
-------

[](#purpose)

Provides bank/EMI data without payment operation dependencies.
Use this when you need to:

- List available banks and EMIs
- Check settlement rail support
- Build bank directory applications
- Query EMI restrictions

Usage
-----

[](#usage)

```
use LBHurtado\MoneyIssuer\Support\BankRegistry;

$registry = new BankRegistry();

// Get all banks
$banks = $registry->all(); // array of 146 banks

// Find specific bank
$gcash = $registry->find('GXCHPHM2XXX');
// ['full_name' => 'G-Xchange / GCash', ...]

// Get EMIs only
$emis = $registry->getEMIs(); // Collection

// Check rail support (respects EMI restrictions)
$rails = $registry->getAllowedRails('GXCHPHM2XXX');
// ['INSTAPAY'] - GCash only supports INSTAPAY

// Check if bank is EMI
$isEmi = $registry->isEMI('GXCHPHM2XXX'); // true
$isEmi = $registry->isEMI('BOPIPHMM'); // false (BPI)

// Get human-readable name
$name = $registry->getBankName('GXCHPHM2XXX'); // 'GCash'
```

Installation
------------

[](#installation)

```
composer require lbhurtado/money-issuer
php artisan vendor:publish --tag=banks-registry
```

Configuration
-------------

[](#configuration)

### Bank Restrictions

[](#bank-restrictions)

EMI restrictions are defined in `config/bank-restrictions.php`:

```
return [
    'emi_restrictions' => [
        'GXCHPHM2XXX' => [
            'allowed_rails' => ['INSTAPAY'],
            'name' => 'GCash',
            'reason' => 'EMI - Real-time transfers only'
        ],
        // ... more EMIs
    ],
];
```

Publish config:

```
php artisan vendor:publish --tag=config --provider="LBHurtado\MoneyIssuer\MoneyIssuerServiceProvider"
```

Architecture
------------

[](#architecture)

**Separation of Concerns:**

- `money-issuer` = Bank/EMI directory (data + registry)
- `payment-gateway` = Payment operations (depends on money-issuer)

**Benefits:**

- Lightweight: Use in apps that need bank data without payment logic
- Reusable: Build bank directories, EMI comparison tools, routing services
- Dependency direction: Lower-level package holds foundational data

Updating Bank Data
------------------

[](#updating-bank-data)

See [`docs/BANKS_JSON_UPDATE.md`](../../docs/BANKS_JSON_UPDATE.md) for update procedures.

Package Dependencies
--------------------

[](#package-dependencies)

This package depends on:

- Laravel Framework
- No payment or transaction packages

Packages that depend on this:

- `lbhurtado/payment-gateway`

###  Health Score

36

—

LowBetter than 79% of packages

Maintenance83

Actively maintained with recent releases

Popularity9

Limited adoption so far

Community11

Small or concentrated contributor base

Maturity36

Early-stage or recently created project

 Bus Factor1

Top contributor holds 100% of commits — single point of failure

How is this calculated?**Maintenance (25%)** — Last commit recency, latest release date, and issue-to-star ratio. Uses a 2-year decay window.

**Popularity (30%)** — Total and monthly downloads, GitHub stars, and forks. Logarithmic scaling prevents top-heavy scores.

**Community (15%)** — Contributors, dependents, forks, watchers, and maintainers. Measures real ecosystem engagement.

**Maturity (30%)** — Project age, version count, PHP version support, and release stability.

###  Release Activity

Cadence

Every ~2 days

Total

3

Last Release

87d ago

### Community

Maintainers

![](https://www.gravatar.com/avatar/586e1ed70140038e6348728222adbcf68bfc4455b1f94a4f8bcbe57917a63d57?d=identicon)[3neti](/maintainers/3neti)

---

Top Contributors

[![3neti](https://avatars.githubusercontent.com/u/89447696?v=4)](https://github.com/3neti "3neti (3 commits)")

###  Code Quality

TestsPest

### Embed Badge

![Health badge](/badges/3neti-money-issuer/health.svg)

```
[![Health](https://phpackages.com/badges/3neti-money-issuer/health.svg)](https://phpackages.com/packages/3neti-money-issuer)
```

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